Terms of use
What this site is
Invoice Factoring Cost provides independent information, tools and data. Figures are researched, sourced inline, and dated; tools show their assumptions. Invoice Factoring Cost is an independent introducer site operated by Ellul Solutions Ltd. We are NOT authorised or regulated by the Financial Conduct Authority, and we are neither a lender nor a broker. We do not advise, arrange or recommend any facility, product or provider: we introduce you to invoice finance providers and brokers by passing your details to them, and they deal with you directly. We may be paid a commission for that introduction by the firm we introduce you to, and it never changes what you are quoted. Nothing here is financial, legal or tax advice. No service fee or margin level is published on this site because invoice finance is priced per ledger and no public source sets a market rate; the calculator's defaults are round numbers to edit, not benchmarks. Invoice finance to a business is normally outside FCA regulation, so the Financial Ombudsman Service and Financial Services Compensation Scheme may not be available to you; check any provider on the FCA's Financial Services Register before sending a sales ledger or signing anything.
What this site is not
Nothing here is financial, legal, tax, medical or other regulated advice, and no tool output is a quote, an offer, or a recommendation to act. Results are estimates from the stated assumptions; confirm anything that matters with a qualified, authorised professional before acting. Where we introduce you to a provider, we act as an introducer only: we do not advise on, arrange, or recommend between providers, and we never handle client money.
Accuracy and liability
We work to keep every figure current (each table shows its last-updated date) but make no warranty that content is error-free. To the extent permitted by law, Ellul Solutions Ltd accepts no liability for loss arising from reliance on this site. Links to external sites are provided for sourcing; we are not responsible for their content.
Embedding and citation
You may cite this site's data with attribution (a link to the page cited) and may use the embeddable widget where offered, unmodified. Scraping that removes attribution, or republishing tables wholesale without a link, is not permitted.