About Invoice Factoring Cost
What invoice factoring actually costs a UK business, priced line by line
What is on this site
One question, "invoice factoring", answered with a calculator that works on the page with no account, 3 guides on the questions around it, a data table you can cite (the figures and their method), and the sources every figure rests on.
- Factoring or invoice discounting: which one you are buying: Factoring includes credit control and your customers know. Discounting is confidential and you chase. The cost and the control differ.
- The charges that are not the service fee or the margin: Minimum fees, refactoring, audit fees, CHAPS charges and notice periods. Where two identical-looking factoring quotes stop being comparable.
- Is invoice factoring regulated, and what protects you: Business invoice finance sits largely outside FCA regulation. What that means for complaints and compensation, and how to check a provider.
Reach us
Contact for a question about the site, or enquiries@invoicefactoringcost.co.uk. The legal terms are on Terms and Privacy.
Invoice Factoring Cost is an independent introducer site operated by Ellul Solutions Ltd. We are NOT authorised or regulated by the Financial Conduct Authority, and we are neither a lender nor a broker. We do not advise, arrange or recommend any facility, product or provider: we introduce you to invoice finance providers and brokers by passing your details to them, and they deal with you directly. We may be paid a commission for that introduction by the firm we introduce you to, and it never changes what you are quoted. Nothing here is financial, legal or tax advice. No service fee or margin level is published on this site because invoice finance is priced per ledger and no public source sets a market rate; the calculator's defaults are round numbers to edit, not benchmarks. Invoice finance to a business is normally outside FCA regulation, so the Financial Ombudsman Service and Financial Services Compensation Scheme may not be available to you; check any provider on the FCA's Financial Services Register before sending a sales ledger or signing anything.